Cedar Hill National Bank vs Fidelity Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Cedar Hill National Bank has a stronger Bank Health Score of 100/100 (A) compared to Fidelity Bank at 92/100 (A), a difference of 8 points. Cedar Hill National Bank holds a Tier 1 capital ratio of 96.96% and an NPL ratio of 0.00%.
| Metric | Cedar Hill National Bank | Fidelity Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 97.0%* | 13.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.6% |
| Liquidity Ratio Cash and liquid assets vs obligations | 89.0%* | 31.6% |
| Return on Assets Profitability metric (above 1% is strong) | 6.3%* | 2.0% |
| Total Assets | $15M | $3.9B |
| Total Deposits | $2M | $3.6B |
| Location | Charlotte, North Carolina | Fuquay Varina, North Carolina |
Cedar Hill National Bank has a stronger Bank Health Score of 100/100 (A) compared to Fidelity Bank at 92/100 (A), a difference of 8 points. Cedar Hill National Bank holds a Tier 1 capital ratio of 96.96% and an NPL ratio of 0.00%.