Capital Bank&Trust Co vs Hcn Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Capital Bank&Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Hcn Bank at 97/100 (A), a difference of 3 points. Capital Bank&Trust Co holds a Tier 1 capital ratio of 190.32% and an NPL ratio of 0.00%.
| Metric | Capital Bank&Trust Co | Hcn Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 190.3%* | 14.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 72.1%* | 29.8% |
| Return on Assets Profitability metric (above 1% is strong) | 61.1%* | 2.4% |
| Total Assets | $174M | $1.0B |
| Total Deposits | $500K | $936M |
| Location | Irvine, California | Riverside, California |
Capital Bank&Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Hcn Bank at 97/100 (A), a difference of 3 points. Capital Bank&Trust Co holds a Tier 1 capital ratio of 190.32% and an NPL ratio of 0.00%.