Bnc National Bank vs Western Alliance Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bnc National Bank has a stronger Bank Health Score of 84/100 (A) compared to Western Alliance Bank at 74/100 (B), a difference of 10 points. Bnc National Bank holds a Tier 1 capital ratio of 14.68% and an NPL ratio of 0.43%.
| Metric | Bnc National Bank | Western Alliance Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 84/100 (A)* | 74/100 (B) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.7%* | 12.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.4%* | 1.8% |
| Liquidity Ratio Cash and liquid assets vs obligations | 20.9% | 26.5%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.2%* | 1.2% |
| Total Assets | $914M | $80.5B |
| Total Deposits | $800M | $66.6B |
| Location | Glendale, Arizona | Phoenix, Arizona |
Bnc National Bank has a stronger Bank Health Score of 84/100 (A) compared to Western Alliance Bank at 74/100 (B), a difference of 10 points. Bnc National Bank holds a Tier 1 capital ratio of 14.68% and an NPL ratio of 0.43%.