BNC NATIONAL BANK
GLENDALE, ARIZONA · FDIC Cert #57197
Capital & Safety Analysis
According to FDIC financial data, BNC NATIONAL BANK holds a Tier 1 capital ratio of 14.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BNC NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BNC NATIONAL BANK shows strong financial health indicators. With $914M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BNC NATIONAL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 14.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BNC NATIONAL BANK holds $914M in total assets and $800M in total deposits. It is located in GLENDALE, ARIZONA (FDIC Certificate #57197).
BNC NATIONAL BANK has a Tier 1 capital ratio of 14.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 1.20%.
Yes. BNC NATIONAL BANK is FDIC-insured (Certificate #57197). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.