WESTERN ALLIANCE BANK
PHOENIX, ARIZONA · FDIC Cert #57512
Capital & Safety Analysis
According to FDIC financial data, WESTERN ALLIANCE BANK holds a Tier 1 capital ratio of 11.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTERN ALLIANCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTERN ALLIANCE BANK shows strong financial health indicators. With $80.5B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTERN ALLIANCE BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 11.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTERN ALLIANCE BANK holds $80.5B in total assets and $66.6B in total deposits. It is located in PHOENIX, ARIZONA (FDIC Certificate #57512).
WESTERN ALLIANCE BANK has a Tier 1 capital ratio of 11.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.80%, and the return on assets is 1.16%.
Yes. WESTERN ALLIANCE BANK is FDIC-insured (Certificate #57512). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.