Bank Rhode Island vs Centreville Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank Rhode Island has a stronger Bank Health Score of 61/100 (C) compared to Centreville Bank at 43/100 (D), a difference of 18 points. Bank Rhode Island holds a Tier 1 capital ratio of 10.43% and an NPL ratio of 0.65%.
| Metric | Bank Rhode Island | Centreville Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 61/100 (C)* | 43/100 (D) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 10.4%* | 0.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.7%* | 0.8% |
| Liquidity Ratio Cash and liquid assets vs obligations | 10.8% | 16.6%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.2%* | 0.9% |
| Total Assets | $3.4B | $2.7B |
| Total Deposits | $2.5B | $2.0B |
| Location | Providence, Rhode Island | West Warwick, Rhode Island |
Bank Rhode Island has a stronger Bank Health Score of 61/100 (C) compared to Centreville Bank at 43/100 (D), a difference of 18 points. Bank Rhode Island holds a Tier 1 capital ratio of 10.43% and an NPL ratio of 0.65%.