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BankHealth

CENTREVILLE BANK

WEST WARWICK, RHODE ISLAND · FDIC Cert #17764

D
Health Score
43/100
$2.7B
Total Assets
$2.0B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CENTREVILLE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CENTREVILLE BANK to additional regulatory scrutiny.

Key Financial Metrics

0.76%
Nonperforming Loans
Low — healthy loan portfolio
16.61%
Liquidity Ratio
Adequate liquidity
0.91%
Return on Assets
Low profitability
$2.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CENTREVILLE BANK shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CENTREVILLE BANK has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CENTREVILLE BANK holds $2.7B in total assets and $2.0B in total deposits. It is located in WEST WARWICK, RHODE ISLAND (FDIC Certificate #17764).

CENTREVILLE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.76%, and the return on assets is 0.91%.

Yes. CENTREVILLE BANK is FDIC-insured (Certificate #17764). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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