Bank of Winona vs Covington County Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Winona has a stronger Bank Health Score of 94/100 (A) compared to Covington County Bank at 94/100 (A), a difference of 0 points. Bank of Winona holds a Tier 1 capital ratio of 30.47% and an NPL ratio of 0.47%.
| Metric | Bank of Winona | Covington County Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 94/100 (A) | 94/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 30.5%* | 17.8% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.5%* | 0.7% |
| Liquidity Ratio Cash and liquid assets vs obligations | 62.0%* | 28.3% |
| Return on Assets Profitability metric (above 1% is strong) | 1.1% | 2.0%* |
| Total Assets | $148M | $100M |
| Total Deposits | $126M | $86M |
| Location | Winona, Mississippi | Collins, Mississippi |
Bank of Winona has a stronger Bank Health Score of 94/100 (A) compared to Covington County Bank at 94/100 (A), a difference of 0 points. Bank of Winona holds a Tier 1 capital ratio of 30.47% and an NPL ratio of 0.47%.