BANK OF WINONA
WINONA, MISSISSIPPI · FDIC Cert #12207
Capital & Safety Analysis
According to FDIC financial data, BANK OF WINONA holds a Tier 1 capital ratio of 30.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF WINONA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF WINONA shows strong financial health indicators. With $148M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF WINONA has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 30.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF WINONA holds $148M in total assets and $126M in total deposits. It is located in WINONA, MISSISSIPPI (FDIC Certificate #12207).
BANK OF WINONA has a Tier 1 capital ratio of 30.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 1.14%.
Yes. BANK OF WINONA is FDIC-insured (Certificate #12207). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.