Bank of Tioga vs Kindred State Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Tioga has a stronger Bank Health Score of 95/100 (A) compared to Kindred State Bank at 95/100 (A), a difference of 0 points. Bank of Tioga holds a Tier 1 capital ratio of 13.28% and an NPL ratio of 0.00%.
| Metric | Bank of Tioga | Kindred State Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A) | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 13.3% | 15.3%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 62.4%* | 39.3% |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 1.2% |
| Total Assets | $404M | $39M |
| Total Deposits | $401M | $36M |
| Location | Tioga, North Dakota | Kindred, North Dakota |
Bank of Tioga has a stronger Bank Health Score of 95/100 (A) compared to Kindred State Bank at 95/100 (A), a difference of 0 points. Bank of Tioga holds a Tier 1 capital ratio of 13.28% and an NPL ratio of 0.00%.