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BankHealth

YAMPA VALLEY BANK

STEAMBOAT SPRING, COLORADO · FDIC Cert #35407

A
Health Score
83/100
$611M
Total Assets
$552M
Total Deposits
11.20%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, YAMPA VALLEY BANK holds a Tier 1 capital ratio of 11.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning YAMPA VALLEY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
25.30%
Liquidity Ratio
Strong — can meet withdrawal demands
1.54%
Return on Assets
Profitable — earning well on assets
$552M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

YAMPA VALLEY BANK shows strong financial health indicators. With $611M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

YAMPA VALLEY BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

YAMPA VALLEY BANK holds $611M in total assets and $552M in total deposits. It is located in STEAMBOAT SPRING, COLORADO (FDIC Certificate #35407).

YAMPA VALLEY BANK has a Tier 1 capital ratio of 11.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.54%.

Yes. YAMPA VALLEY BANK is FDIC-insured (Certificate #35407). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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