WOORI AMERICA BANK
NEW YORK, NEW YORK · FDIC Cert #24920
Capital & Safety Analysis
According to FDIC financial data, WOORI AMERICA BANK holds a Tier 1 capital ratio of 17.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOORI AMERICA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOORI AMERICA BANK shows strong financial health indicators. With $3.6B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOORI AMERICA BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 17.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOORI AMERICA BANK holds $3.6B in total assets and $3.0B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #24920).
WOORI AMERICA BANK has a Tier 1 capital ratio of 17.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 0.97%.
Yes. WOORI AMERICA BANK is FDIC-insured (Certificate #24920). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.