WOODSFIELD SAVINGS BANK
WOODSFIELD, OHIO · FDIC Cert #32292
Capital & Safety Analysis
According to FDIC financial data, WOODSFIELD SAVINGS BANK holds a Tier 1 capital ratio of 14.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOODSFIELD SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOODSFIELD SAVINGS BANK shows strong financial health indicators. With $110M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOODSFIELD SAVINGS BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 14.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOODSFIELD SAVINGS BANK holds $110M in total assets and $101M in total deposits. It is located in WOODSFIELD, OHIO (FDIC Certificate #32292).
WOODSFIELD SAVINGS BANK has a Tier 1 capital ratio of 14.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.25%, and the return on assets is 0.13%.
Yes. WOODSFIELD SAVINGS BANK is FDIC-insured (Certificate #32292). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.