WOODFOREST NATIONAL BANK
THE WOODLANDS, TEXAS · FDIC Cert #23220
Capital & Safety Analysis
According to FDIC financial data, WOODFOREST NATIONAL BANK holds a Tier 1 capital ratio of 10.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOODFOREST NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOODFOREST NATIONAL BANK shows strong financial health indicators. With $9.3B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOODFOREST NATIONAL BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOODFOREST NATIONAL BANK holds $9.3B in total assets and $8.1B in total deposits. It is located in THE WOODLANDS, TEXAS (FDIC Certificate #23220).
WOODFOREST NATIONAL BANK has a Tier 1 capital ratio of 10.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.11%, and the return on assets is 1.84%.
Yes. WOODFOREST NATIONAL BANK is FDIC-insured (Certificate #23220). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.