WOODFORD STATE BANK
MONROE, WISCONSIN · FDIC Cert #10011
Capital & Safety Analysis
According to FDIC financial data, WOODFORD STATE BANK holds a Tier 1 capital ratio of 10.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOODFORD STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOODFORD STATE BANK shows strong financial health indicators. With $441M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOODFORD STATE BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOODFORD STATE BANK holds $441M in total assets and $344M in total deposits. It is located in MONROE, WISCONSIN (FDIC Certificate #10011).
WOODFORD STATE BANK has a Tier 1 capital ratio of 10.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.25%, and the return on assets is 0.68%.
Yes. WOODFORD STATE BANK is FDIC-insured (Certificate #10011). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.