WOOD&HUSTON BANK
MARSHALL, MISSOURI · FDIC Cert #1060
Capital & Safety Analysis
According to FDIC financial data, WOOD&HUSTON BANK holds a Tier 1 capital ratio of 11.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOOD&HUSTON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOOD&HUSTON BANK shows strong financial health indicators. With $1.2B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOOD&HUSTON BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 11.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOOD&HUSTON BANK holds $1.2B in total assets and $1.1B in total deposits. It is located in MARSHALL, MISSOURI (FDIC Certificate #1060).
WOOD&HUSTON BANK has a Tier 1 capital ratio of 11.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 1.26%.
Yes. WOOD&HUSTON BANK is FDIC-insured (Certificate #1060). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.