WINNSBORO STATE B&T CO
WINNSBORO, LOUISIANA · FDIC Cert #10533
Capital & Safety Analysis
According to FDIC financial data, WINNSBORO STATE B&T CO holds a Tier 1 capital ratio of 15.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WINNSBORO STATE B&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WINNSBORO STATE B&T CO shows strong financial health indicators. With $355M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WINNSBORO STATE B&T CO has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 15.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WINNSBORO STATE B&T CO holds $355M in total assets and $289M in total deposits. It is located in WINNSBORO, LOUISIANA (FDIC Certificate #10533).
WINNSBORO STATE B&T CO has a Tier 1 capital ratio of 15.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.52%, and the return on assets is 1.43%.
Yes. WINNSBORO STATE B&T CO is FDIC-insured (Certificate #10533). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.