WILSON STATE BANK
WILSON, KANSAS · FDIC Cert #12136
Capital & Safety Analysis
According to FDIC financial data, WILSON STATE BANK holds a Tier 1 capital ratio of 11.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WILSON STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WILSON STATE BANK shows strong financial health indicators. With $120M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WILSON STATE BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WILSON STATE BANK holds $120M in total assets and $104M in total deposits. It is located in WILSON, KANSAS (FDIC Certificate #12136).
WILSON STATE BANK has a Tier 1 capital ratio of 11.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 0.78%.
Yes. WILSON STATE BANK is FDIC-insured (Certificate #12136). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.