WESTMORELAND FS&LA
LATROBE, PENNSYLVANIA · FDIC Cert #30551
Capital & Safety Analysis
According to FDIC financial data, WESTMORELAND FS&LA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WESTMORELAND FS&LA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WESTMORELAND FS&LA shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTMORELAND FS&LA has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTMORELAND FS&LA holds $166M in total assets and $122M in total deposits. It is located in LATROBE, PENNSYLVANIA (FDIC Certificate #30551).
WESTMORELAND FS&LA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.03%, and the return on assets is 0.45%.
Yes. WESTMORELAND FS&LA is FDIC-insured (Certificate #30551). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.