WESTBURY BANK
WAUKESHA, WISCONSIN · FDIC Cert #28400
Capital & Safety Analysis
According to FDIC financial data, WESTBURY BANK holds a Tier 1 capital ratio of 13.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTBURY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTBURY BANK shows strong financial health indicators. With $817M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTBURY BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTBURY BANK holds $817M in total assets and $733M in total deposits. It is located in WAUKESHA, WISCONSIN (FDIC Certificate #28400).
WESTBURY BANK has a Tier 1 capital ratio of 13.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 1.12%.
Yes. WESTBURY BANK is FDIC-insured (Certificate #28400). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.