WEST TOWN BANK&TRUST
NORTH RIVERSIDE, ILLINOIS · FDIC Cert #28151
Capital & Safety Analysis
According to FDIC financial data, WEST TOWN BANK&TRUST holds a Tier 1 capital ratio of 13.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEST TOWN BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WEST TOWN BANK&TRUST shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST TOWN BANK&TRUST has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 13.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST TOWN BANK&TRUST holds $512M in total assets and $405M in total deposits. It is located in NORTH RIVERSIDE, ILLINOIS (FDIC Certificate #28151).
WEST TOWN BANK&TRUST has a Tier 1 capital ratio of 13.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.93%, and the return on assets is 0.91%.
Yes. WEST TOWN BANK&TRUST is FDIC-insured (Certificate #28151). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.