WEST POINTE BANK
OSHKOSH, WISCONSIN · FDIC Cert #34162
Capital & Safety Analysis
According to FDIC financial data, WEST POINTE BANK holds a Tier 1 capital ratio of 21.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEST POINTE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WEST POINTE BANK shows strong financial health indicators. With $344M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST POINTE BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 21.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST POINTE BANK holds $344M in total assets and $248M in total deposits. It is located in OSHKOSH, WISCONSIN (FDIC Certificate #34162).
WEST POINTE BANK has a Tier 1 capital ratio of 21.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.62%.
Yes. WEST POINTE BANK is FDIC-insured (Certificate #34162). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.