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BankHealth

WAUMANDEE STATE BANK

WAUMANDEE, WISCONSIN · FDIC Cert #10384

B
Health Score
72/100
$329M
Total Assets
$276M
Total Deposits
11.83%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WAUMANDEE STATE BANK holds a Tier 1 capital ratio of 11.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WAUMANDEE STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.38%
Nonperforming Loans
Low — healthy loan portfolio
18.08%
Liquidity Ratio
Adequate liquidity
0.66%
Return on Assets
Low profitability
$276M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WAUMANDEE STATE BANK shows strong financial health indicators. With $329M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WAUMANDEE STATE BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WAUMANDEE STATE BANK holds $329M in total assets and $276M in total deposits. It is located in WAUMANDEE, WISCONSIN (FDIC Certificate #10384).

WAUMANDEE STATE BANK has a Tier 1 capital ratio of 11.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.66%.

Yes. WAUMANDEE STATE BANK is FDIC-insured (Certificate #10384). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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