WATERMAN BANK
WATERMAN, ILLINOIS · FDIC Cert #10878
Capital & Safety Analysis
According to FDIC financial data, WATERMAN BANK holds a Tier 1 capital ratio of 18.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WATERMAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WATERMAN BANK shows strong financial health indicators. With $152M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WATERMAN BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 18.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WATERMAN BANK holds $152M in total assets and $126M in total deposits. It is located in WATERMAN, ILLINOIS (FDIC Certificate #10878).
WATERMAN BANK has a Tier 1 capital ratio of 18.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is 0.92%.
Yes. WATERMAN BANK is FDIC-insured (Certificate #10878). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.