WARSAW FS&LA
CINCINNATI, OHIO · FDIC Cert #28217
Capital & Safety Analysis
According to FDIC financial data, WARSAW FS&LA holds a Tier 1 capital ratio of 10.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WARSAW FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WARSAW FS&LA shows strong financial health indicators. With $105M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WARSAW FS&LA has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WARSAW FS&LA holds $105M in total assets and $64M in total deposits. It is located in CINCINNATI, OHIO (FDIC Certificate #28217).
WARSAW FS&LA has a Tier 1 capital ratio of 10.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is -0.19%.
Yes. WARSAW FS&LA is FDIC-insured (Certificate #28217). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.