VISIONBANK
FARGO, NORTH DAKOTA · FDIC Cert #57892
Capital & Safety Analysis
According to FDIC financial data, VISIONBANK holds a Tier 1 capital ratio of 11.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VISIONBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VISIONBANK shows strong financial health indicators. With $266M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VISIONBANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VISIONBANK holds $266M in total assets and $233M in total deposits. It is located in FARGO, NORTH DAKOTA (FDIC Certificate #57892).
VISIONBANK has a Tier 1 capital ratio of 11.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 0.70%.
Yes. VISIONBANK is FDIC-insured (Certificate #57892). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.