VERMILION VALLEY BANK
PIPER CITY, ILLINOIS · FDIC Cert #11667
Capital & Safety Analysis
According to FDIC financial data, VERMILION VALLEY BANK holds a Tier 1 capital ratio of 26.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VERMILION VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VERMILION VALLEY BANK shows strong financial health indicators. With $173M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VERMILION VALLEY BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 26.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VERMILION VALLEY BANK holds $173M in total assets and $139M in total deposits. It is located in PIPER CITY, ILLINOIS (FDIC Certificate #11667).
VERMILION VALLEY BANK has a Tier 1 capital ratio of 26.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 1.79%.
Yes. VERMILION VALLEY BANK is FDIC-insured (Certificate #11667). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.