VAN WERT FSB
VAN WERT, OHIO · FDIC Cert #29495
Capital & Safety Analysis
According to FDIC financial data, VAN WERT FSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject VAN WERT FSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
VAN WERT FSB shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VAN WERT FSB has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VAN WERT FSB holds $311M in total assets and $215M in total deposits. It is located in VAN WERT, OHIO (FDIC Certificate #29495).
VAN WERT FSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.44%, and the return on assets is -0.94%.
Yes. VAN WERT FSB is FDIC-insured (Certificate #29495). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.