UNITED VALLEY BANK
CAVALIER, NORTH DAKOTA · FDIC Cert #15478
Capital & Safety Analysis
According to FDIC financial data, UNITED VALLEY BANK holds a Tier 1 capital ratio of 11.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED VALLEY BANK shows strong financial health indicators. With $631M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED VALLEY BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 11.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED VALLEY BANK holds $631M in total assets and $554M in total deposits. It is located in CAVALIER, NORTH DAKOTA (FDIC Certificate #15478).
UNITED VALLEY BANK has a Tier 1 capital ratio of 11.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.69%, and the return on assets is 1.01%.
Yes. UNITED VALLEY BANK is FDIC-insured (Certificate #15478). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.