UNISON BANK
JAMESTOWN, NORTH DAKOTA · FDIC Cert #19396
Capital & Safety Analysis
According to FDIC financial data, UNISON BANK holds a Tier 1 capital ratio of 11.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNISON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNISON BANK shows strong financial health indicators. With $563M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNISON BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNISON BANK holds $563M in total assets and $470M in total deposits. It is located in JAMESTOWN, NORTH DAKOTA (FDIC Certificate #19396).
UNISON BANK has a Tier 1 capital ratio of 11.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.47%, and the return on assets is 0.93%.
Yes. UNISON BANK is FDIC-insured (Certificate #19396). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.