UNION STATE BANK OF EVEREST
EVEREST, KANSAS · FDIC Cert #18610
Capital & Safety Analysis
According to FDIC financial data, UNION STATE BANK OF EVEREST holds a Tier 1 capital ratio of 12.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNION STATE BANK OF EVEREST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNION STATE BANK OF EVEREST shows strong financial health indicators. With $413M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNION STATE BANK OF EVEREST has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 12.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNION STATE BANK OF EVEREST holds $413M in total assets and $351M in total deposits. It is located in EVEREST, KANSAS (FDIC Certificate #18610).
UNION STATE BANK OF EVEREST has a Tier 1 capital ratio of 12.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.95%.
Yes. UNION STATE BANK OF EVEREST is FDIC-insured (Certificate #18610). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.