UNION BANK INC
MIDDLEBOURNE, WEST VIRGINIA · FDIC Cert #16620
Capital & Safety Analysis
According to FDIC financial data, UNION BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject UNION BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
UNION BANK INC shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNION BANK INC has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNION BANK INC holds $364M in total assets and $334M in total deposits. It is located in MIDDLEBOURNE, WEST VIRGINIA (FDIC Certificate #16620).
UNION BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.52%, and the return on assets is 1.25%.
Yes. UNION BANK INC is FDIC-insured (Certificate #16620). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.