ULSTER SAVINGS BANK
KINGSTON, NEW YORK · FDIC Cert #15970
Capital & Safety Analysis
According to FDIC financial data, ULSTER SAVINGS BANK holds a Tier 1 capital ratio of 13.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ULSTER SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ULSTER SAVINGS BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ULSTER SAVINGS BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 13.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ULSTER SAVINGS BANK holds $1.3B in total assets and $1.1B in total deposits. It is located in KINGSTON, NEW YORK (FDIC Certificate #15970).
ULSTER SAVINGS BANK has a Tier 1 capital ratio of 13.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.22%.
Yes. ULSTER SAVINGS BANK is FDIC-insured (Certificate #15970). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.