TWIN VALLEY BANK
WEST ALEXANDRIA, OHIO · FDIC Cert #13802
Capital & Safety Analysis
According to FDIC financial data, TWIN VALLEY BANK holds a Tier 1 capital ratio of 12.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TWIN VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TWIN VALLEY BANK shows strong financial health indicators. With $129M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TWIN VALLEY BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 12.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TWIN VALLEY BANK holds $129M in total assets and $121M in total deposits. It is located in WEST ALEXANDRIA, OHIO (FDIC Certificate #13802).
TWIN VALLEY BANK has a Tier 1 capital ratio of 12.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 0.89%.
Yes. TWIN VALLEY BANK is FDIC-insured (Certificate #13802). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.