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BankHealth

TURBOTVILLE NATIONAL BANK

TURBOTVILLE, PENNSYLVANIA · FDIC Cert #7789

D
Health Score
47/100
$194M
Total Assets
$161M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, TURBOTVILLE NATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TURBOTVILLE NATIONAL BANK to additional regulatory scrutiny.

Key Financial Metrics

1.65%
Nonperforming Loans
Moderate — some loan stress
22.31%
Liquidity Ratio
Strong — can meet withdrawal demands
1.84%
Return on Assets
Profitable — earning well on assets
$161M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TURBOTVILLE NATIONAL BANK shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TURBOTVILLE NATIONAL BANK has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TURBOTVILLE NATIONAL BANK holds $194M in total assets and $161M in total deposits. It is located in TURBOTVILLE, PENNSYLVANIA (FDIC Certificate #7789).

TURBOTVILLE NATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.65%, and the return on assets is 1.84%.

Yes. TURBOTVILLE NATIONAL BANK is FDIC-insured (Certificate #7789). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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