TRUSTCO BANK
GLENVILLE, NEW YORK · FDIC Cert #31945
Capital & Safety Analysis
According to FDIC financial data, TRUSTCO BANK holds a Tier 1 capital ratio of 18.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRUSTCO BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TRUSTCO BANK shows strong financial health indicators. With $6.1B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TRUSTCO BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 18.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TRUSTCO BANK holds $6.1B in total assets and $5.3B in total deposits. It is located in GLENVILLE, NEW YORK (FDIC Certificate #31945).
TRUSTCO BANK has a Tier 1 capital ratio of 18.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 1.07%.
Yes. TRUSTCO BANK is FDIC-insured (Certificate #31945). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.