TOWN&COUNTRY BANK MIDWEST
QUINCY, ILLINOIS · FDIC Cert #10460
Capital & Safety Analysis
According to FDIC financial data, TOWN&COUNTRY BANK MIDWEST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TOWN&COUNTRY BANK MIDWEST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
TOWN&COUNTRY BANK MIDWEST shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TOWN&COUNTRY BANK MIDWEST has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TOWN&COUNTRY BANK MIDWEST holds $214M in total assets and $187M in total deposits. It is located in QUINCY, ILLINOIS (FDIC Certificate #10460).
TOWN&COUNTRY BANK MIDWEST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 2.80%.
Yes. TOWN&COUNTRY BANK MIDWEST is FDIC-insured (Certificate #10460). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.