TOMPKINS STATE BANK
AVON, ILLINOIS · FDIC Cert #10849
Capital & Safety Analysis
According to FDIC financial data, TOMPKINS STATE BANK holds a Tier 1 capital ratio of 14.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TOMPKINS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TOMPKINS STATE BANK shows strong financial health indicators. With $292M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TOMPKINS STATE BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TOMPKINS STATE BANK holds $292M in total assets and $258M in total deposits. It is located in AVON, ILLINOIS (FDIC Certificate #10849).
TOMPKINS STATE BANK has a Tier 1 capital ratio of 14.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.78%, and the return on assets is 1.19%.
Yes. TOMPKINS STATE BANK is FDIC-insured (Certificate #10849). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.