TOMPKINS COMMUNITY BANK
ITHACA, NEW YORK · FDIC Cert #609
Capital & Safety Analysis
According to FDIC financial data, TOMPKINS COMMUNITY BANK holds a Tier 1 capital ratio of 11.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TOMPKINS COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TOMPKINS COMMUNITY BANK shows strong financial health indicators. With $7.8B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TOMPKINS COMMUNITY BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TOMPKINS COMMUNITY BANK holds $7.8B in total assets and $6.3B in total deposits. It is located in ITHACA, NEW YORK (FDIC Certificate #609).
TOMPKINS COMMUNITY BANK has a Tier 1 capital ratio of 11.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.08%, and the return on assets is 1.12%.
Yes. TOMPKINS COMMUNITY BANK is FDIC-insured (Certificate #609). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.