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BankHealth

TIMBERLINE BANK

GRAND JUNCTION, COLORADO · FDIC Cert #57857

B
Health Score
77/100
$754M
Total Assets
$703M
Total Deposits
11.51%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TIMBERLINE BANK holds a Tier 1 capital ratio of 11.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TIMBERLINE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
21.08%
Liquidity Ratio
Strong — can meet withdrawal demands
0.75%
Return on Assets
Low profitability
$703M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TIMBERLINE BANK shows strong financial health indicators. With $754M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TIMBERLINE BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TIMBERLINE BANK holds $754M in total assets and $703M in total deposits. It is located in GRAND JUNCTION, COLORADO (FDIC Certificate #57857).

TIMBERLINE BANK has a Tier 1 capital ratio of 11.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.75%.

Yes. TIMBERLINE BANK is FDIC-insured (Certificate #57857). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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