THIRD COAST BANK
HUMBLE, TEXAS · FDIC Cert #58716
Capital & Safety Analysis
According to FDIC financial data, THIRD COAST BANK holds a Tier 1 capital ratio of 12.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning THIRD COAST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
THIRD COAST BANK shows strong financial health indicators. With $4.5B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
THIRD COAST BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 12.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
THIRD COAST BANK holds $4.5B in total assets and $3.9B in total deposits. It is located in HUMBLE, TEXAS (FDIC Certificate #58716).
THIRD COAST BANK has a Tier 1 capital ratio of 12.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 1.42%.
Yes. THIRD COAST BANK is FDIC-insured (Certificate #58716). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.