THE BANK
OBERLIN, KANSAS · FDIC Cert #26522
Capital & Safety Analysis
According to FDIC financial data, THE BANK holds a Tier 1 capital ratio of 21.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning THE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
THE BANK shows strong financial health indicators. With $451M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
THE BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 21.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
THE BANK holds $451M in total assets and $396M in total deposits. It is located in OBERLIN, KANSAS (FDIC Certificate #26522).
THE BANK has a Tier 1 capital ratio of 21.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.44%, and the return on assets is 2.00%.
Yes. THE BANK is FDIC-insured (Certificate #26522). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.