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BankHealth

TECUMSEH FEDERAL BANK

TECUMSEH, NEBRASKA · FDIC Cert #30395

C
Health Score
54/100
$52M
Total Assets
$36M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, TECUMSEH FEDERAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TECUMSEH FEDERAL BANK to additional regulatory scrutiny.

Key Financial Metrics

0.20%
Nonperforming Loans
Low — healthy loan portfolio
40.30%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.37%
Return on Assets
Negative — losing money
$36M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TECUMSEH FEDERAL BANK shows average financial health. While not alarming, its Health Score of 54/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TECUMSEH FEDERAL BANK has a Bank Health Score of C (54/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TECUMSEH FEDERAL BANK holds $52M in total assets and $36M in total deposits. It is located in TECUMSEH, NEBRASKA (FDIC Certificate #30395).

TECUMSEH FEDERAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.20%, and the return on assets is -0.37%.

Yes. TECUMSEH FEDERAL BANK is FDIC-insured (Certificate #30395). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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