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BankHealth

SUNFLOWER BANK NATIONAL ASSN

DALLAS, TEXAS · FDIC Cert #4767

B
Health Score
67/100
$8.0B
Total Assets
$6.7B
Total Deposits
12.33%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SUNFLOWER BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUNFLOWER BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

1.00%
Nonperforming Loans
Moderate — some loan stress
13.32%
Liquidity Ratio
Adequate liquidity
1.33%
Return on Assets
Profitable — earning well on assets
$6.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SUNFLOWER BANK NATIONAL ASSN shows strong financial health indicators. With $8.0B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SUNFLOWER BANK NATIONAL ASSN has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 12.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SUNFLOWER BANK NATIONAL ASSN holds $8.0B in total assets and $6.7B in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #4767).

SUNFLOWER BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is 1.33%.

Yes. SUNFLOWER BANK NATIONAL ASSN is FDIC-insured (Certificate #4767). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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