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BankHealth

SULLIVAN BANK

SULLIVAN, MISSOURI · FDIC Cert #8892

C
Health Score
61/100
$1.1B
Total Assets
$992M
Total Deposits
11.26%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SULLIVAN BANK holds a Tier 1 capital ratio of 11.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SULLIVAN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.29%
Nonperforming Loans
Moderate — some loan stress
11.57%
Liquidity Ratio
Adequate liquidity
1.40%
Return on Assets
Profitable — earning well on assets
$992M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SULLIVAN BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SULLIVAN BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 11.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SULLIVAN BANK holds $1.1B in total assets and $992M in total deposits. It is located in SULLIVAN, MISSOURI (FDIC Certificate #8892).

SULLIVAN BANK has a Tier 1 capital ratio of 11.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.29%, and the return on assets is 1.40%.

Yes. SULLIVAN BANK is FDIC-insured (Certificate #8892). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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