STREATOR HOME SAVINGS BANK
STREATOR, ILLINOIS · FDIC Cert #30357
Capital & Safety Analysis
According to FDIC financial data, STREATOR HOME SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STREATOR HOME SAVINGS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STREATOR HOME SAVINGS BANK shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STREATOR HOME SAVINGS BANK has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STREATOR HOME SAVINGS BANK holds $163M in total assets and $115M in total deposits. It is located in STREATOR, ILLINOIS (FDIC Certificate #30357).
STREATOR HOME SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.50%, and the return on assets is -0.04%.
Yes. STREATOR HOME SAVINGS BANK is FDIC-insured (Certificate #30357). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.