STIFEL BANK&TRUST
SAINT LOUIS, MISSOURI · FDIC Cert #57311
Capital & Safety Analysis
According to FDIC financial data, STIFEL BANK&TRUST holds a Tier 1 capital ratio of 10.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STIFEL BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STIFEL BANK&TRUST shows strong financial health indicators. With $18.0B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STIFEL BANK&TRUST has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 10.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STIFEL BANK&TRUST holds $18.0B in total assets and $16.4B in total deposits. It is located in SAINT LOUIS, MISSOURI (FDIC Certificate #57311).
STIFEL BANK&TRUST has a Tier 1 capital ratio of 10.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 2.77%.
Yes. STIFEL BANK&TRUST is FDIC-insured (Certificate #57311). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.