STERLING FEDERAL BANK FSB
STERLING, ILLINOIS · FDIC Cert #27664
Capital & Safety Analysis
According to FDIC financial data, STERLING FEDERAL BANK FSB holds a Tier 1 capital ratio of 11.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STERLING FEDERAL BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STERLING FEDERAL BANK FSB shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STERLING FEDERAL BANK FSB has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 11.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STERLING FEDERAL BANK FSB holds $524M in total assets and $392M in total deposits. It is located in STERLING, ILLINOIS (FDIC Certificate #27664).
STERLING FEDERAL BANK FSB has a Tier 1 capital ratio of 11.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.36%, and the return on assets is -0.07%.
Yes. STERLING FEDERAL BANK FSB is FDIC-insured (Certificate #27664). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.