STEPHENSON NB&T
MARINETTE, WISCONSIN · FDIC Cert #5306
Capital & Safety Analysis
According to FDIC financial data, STEPHENSON NB&T holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STEPHENSON NB&T to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STEPHENSON NB&T shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STEPHENSON NB&T has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STEPHENSON NB&T holds $672M in total assets and $569M in total deposits. It is located in MARINETTE, WISCONSIN (FDIC Certificate #5306).
STEPHENSON NB&T has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.78%, and the return on assets is 1.69%.
Yes. STEPHENSON NB&T is FDIC-insured (Certificate #5306). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.