STELLAR BANK
HOUSTON, TEXAS · FDIC Cert #58629
Capital & Safety Analysis
According to FDIC financial data, STELLAR BANK holds a Tier 1 capital ratio of 13.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STELLAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STELLAR BANK shows strong financial health indicators. With $10.7B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STELLAR BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STELLAR BANK holds $10.7B in total assets and $8.8B in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #58629).
STELLAR BANK has a Tier 1 capital ratio of 13.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 1.43%.
Yes. STELLAR BANK is FDIC-insured (Certificate #58629). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.